Insurance Plans designed to protect your Estate, Mortgage, Retirement Account & Business against Chronic, Critical, Terminal diagnoses and negative market conditions.

Medicare Plans

Medicare Advantage, Supplemental and Prescription drug plans for those 65 and over 

Living Benefits

Access to cash in the event of a Heart Attack, Stroke, Cancer or Terminal Illness.

Health Insurance

Health Insurance Plans with subsidies through GetCoveredNJ and the Affordable Care Act. 

Fixed Indexed Annuities

Protection of IRA’s, 401k’s & pensions from negative market conditions.

Dental & Vision

Dental & Vision plans from multiple carriers to address your needs.

Technology Driven

Instructional Tech driven to edcuate, inform and enroll most clients via Zoom Meetings. 


Medicare Part B Give Back, Dental & Vision plans for Veterans of all ages. 

Licensed States

Licensed in NJ, AZ, CA, FL, GA, KY, MI, NC, OH, , OK, PA, SC, SD, TN, TX, VA & WV.

Why Estate Protection?

An illness, medical bills & market volatility can affect your ability to work, cover your mortage or drain your retirement account.

Our Estate Protection provides tax-free financial coverage for serious medical conditions, retirement planning and life events such as birth, college funding & buying a home.

Do you know someone on GoFundme? Did a Cancer, Heart Attack, Stroke or Terminal Illness impact their income, retirement savings or miss mortgage payments? 

Did you feel the pain of the 2001, 2008, 2020 crashes? Market volatility, inflation and fees impact pensions, retirement accounts and finances over time.  

Turning 65 or need health insurance? Medical insurance for individuals, seniors and Veterans can protect against unexpected bills, drug costs and lagging care within the V.A. system.

Chronic Conditions

The Top 5 Chronic Conditions 

Among Medicare Beneficiaries (CMS: Medicare Beneficiaries at a Glance)


High Blood Pressure


High Cholesterol






Heart Disease

What is Estate Protection?

Tax-Free insurance products designed to protect your health, mortgage, 401k, IRA and income from financial loss.

Living Benefits provide access to cash in the event of a Heart Attack, Stroke, Cancer or Terminal Illness diagnosis.

Fixed Indexed Annuities provide lifetime income and prevent the loss of account values in 401k’s, IRA’s, 403b’s and 457 plan retirement accounts.

Health and Medicare plans that ensure medical services, doctor visits, prescriptions and tests are covered.

Latest News

Fermentum. Aliquam porttitor mauris sit amet orci. 

No Results Found

The page you requested could not be found. Try refining your search, or use the navigation above to locate the post.

Start your Estate Protection

Independent Insurance Agent, Marine Veteran, Proud Father & Husband

John A. Sullivan